Most financial plans fail because they require you to think about money every single day. The Zero Chaos Money Plan flips that on its head.
Instead of tracking every dollar, you build a system that moves money automatically to where it needs to go. Bills get paid. Savings grow. Investments compound. All without you lifting a finger after the initial setup.
The core principle is simple: automate the important stuff, ignore the noise, and check in once a month. That’s it.
Here’s how it works in three steps. First, consolidate your accounts down to the essentials — one checking, one savings, one investment account. Second, set up automatic transfers on payday so money flows to each account without your intervention. Third, schedule a 30-minute monthly review to make sure everything is on track.
The beauty of this system is that it removes decision fatigue entirely. You’re not choosing between saving and spending every day. The system already decided for you.